{"id":5680,"date":"2026-03-26T12:37:36","date_gmt":"2026-03-26T09:37:36","guid":{"rendered":"https:\/\/amref.org\/ethiopia\/?page_id=5680"},"modified":"2026-03-28T19:09:21","modified_gmt":"2026-03-28T16:09:21","slug":"kefeta-sacco","status":"publish","type":"page","link":"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/","title":{"rendered":"Kefeta SACCO"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Kefeta\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Kefeta Youth Saving and Credit Cooperative (Kefeta Youth SACCO)<\/strong> is Ethiopia\u2019s first and only nationally licensed youth-led, youth-owned, and youth-managed financial institution. It was established through the visionary support and technical leadership of Amref Health Africa under the USAID Kefeta project, which aimed to unlock the economic potential of Ethiopian youth through innovative and sustainable pathways.<\/p>\n

Launched initially in 13 cities, the city-level SACCOs were unified into a national entity on February 14, 2024, transforming into Kefeta Youth SACCO, headquartered in Addis Ababa. The SACCO now operates in 18 cities, providing tailored financial services that meet the evolving needs of its young members.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Vision\u00a0<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Become a premier cooperative society that ensures the long-term social and economic well-being of its members by 2030.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Mission\u00a0<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Enhance youth access to finance through inclusive, innovative financial products and transformative capacity-building programs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Core Values <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    \n
  • Youth leadership<\/strong> \u2013 Empowered by the passion and potential of young people.<\/li>\n
  • Inclusion<\/strong> \u2013 Committed to diversity, equity, and accessibility.<\/li>\n
  • Adaptability<\/strong> \u2013 Agile in responding to evolving needs and opportunities.<\/li>\n
  • Self-reliance<\/strong> \u2013 Promoting sustainable independence through financial empowerment<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Membership Requirement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    • Registration fee = 500 ETB.<\/li>\n
    • Purchase six shares at 250 ETB (total 1600 ETB).<\/li>\n
    • Minimum monthly regular saving = 500 ETB<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Loan Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      • Business startup and expansion.<\/li>\n
      • Education and skill development.<\/li>\n
      • Health and personal development.<\/li>\n
      • Fast loans (with higher interest rate for less than 12 months).<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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        Key Features<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          \n
        • Eligible for loan after six months of consistent saving.<\/li>\n
        • Borrow up to 30% of total saving balance<\/li>\n
        • Competitive interest rate 12 to 15 % depending on loan types<\/li>\n
        • Fast track loans for non-members with higher interest rate<\/li>\n
        • Credit life insurance for added protection<\/li>\n
        • Sheria compliant saving and loan options<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          Key Achievements <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

          Kefeta Youth Saving and Credit Cooperative (Kefeta Youth SACCO) is Ethiopia\u2019s first and only nationally licensed youth-led, youth-owned, and youth-managed financial institution. It was established through the visionary support and […]<\/p>\n","protected":false},"author":29,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yst_prominent_words":[],"class_list":["post-5680","page","type-page","status-publish","hentry"],"yoast_head":"\nKefeta SACCO - Amref Health Africa in Ethiopia<\/title>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kefeta SACCO - Amref Health Africa in Ethiopia\" \/>\n<meta property=\"og:description\" content=\"Kefeta Youth Saving and Credit Cooperative (Kefeta Youth SACCO) is Ethiopia\u2019s first and only nationally licensed youth-led, youth-owned, and youth-managed financial institution. It was established through the visionary support and […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/\" \/>\n<meta property=\"og:site_name\" content=\"Amref Health Africa in Ethiopia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AMREFETHIOPIA\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-28T16:09:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/amref.org\/ethiopia\/wp-content\/uploads\/sites\/5\/2025\/04\/Kefeta-Youth-SACCO-Stories.pdf-e1769879771643.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AmrefEthiopia\" \/>\n<meta name=\"twitter:site\" content=\"@AmrefEthiopia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/amref.org\/ethiopia\/#website\",\"url\":\"https:\/\/amref.org\/ethiopia\/\",\"name\":\"Amref Health Africa in Ethiopia\",\"description\":\"Creating Lasting Health Change in Africa\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/amref.org\/ethiopia\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/#primaryimage\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/amref.org\/ethiopia\/wp-content\/uploads\/sites\/5\/2025\/04\/Kefeta-Youth-SACCO-Stories.pdf-e1769879771643.jpg\",\"width\":1012,\"height\":575,\"caption\":\"Kefeta Youth SACCO Amref Ethiopia\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/#webpage\",\"url\":\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/\",\"name\":\"Kefeta SACCO - Amref Health Africa in Ethiopia\",\"isPartOf\":{\"@id\":\"https:\/\/amref.org\/ethiopia\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/#primaryimage\"},\"datePublished\":\"2026-03-26T09:37:36+00:00\",\"dateModified\":\"2026-03-28T16:09:21+00:00\",\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/amref.org\/ethiopia\/kefeta-sacco\/\"]}]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/pages\/5680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/comments?post=5680"}],"version-history":[{"count":27,"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/pages\/5680\/revisions"}],"predecessor-version":[{"id":5750,"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/pages\/5680\/revisions\/5750"}],"wp:attachment":[{"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/media?parent=5680"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/amref.org\/ethiopia\/wp-json\/wp\/v2\/yst_prominent_words?post=5680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}